At our first meeting, our team will try to get as much detail and information about your lifestyle and finances as we possibly can. From the number of family members you have to the age you would like to retire, our team will be respectful and conscientious when meeting with you and gathering information.
Our process of 'fact finding' will include questions about your personal circumstances to determine your attitude towards risk. Your attitude to risk means whether you are conservative in the way you invest, aggressive or somewhere in between.
To come prepared to your session, we will gather a number of personal details which we need in order to determine your financial plan. We will ask questions similar to the ones provided below.
- current personal income
- family income
- future income (including inheritances)
- day-to-day expenses
- your family circumstances (number and health of dependents, dependents from previous relationships, etc.)
- future expenses
- assets and liabilities
- tax paid and tax owed
- super and insurance situation
- current investments
- state of health