Your Super

Sort Your Super

Retirement may seem like a long way off, but putting money into superannuation now is still a tax-effective way to invest your money. That's because some types of contributions you make and the investment earnings on those contributions are taxed at concessional rates. Putting money into your super is a good way to save and invest because you can benefit from the effects of compounding returns.

Before getting started with our consultants, it is important to take your entire financial picture into consideration. Here are some common questions to consider. 
  • When should I start contributing?
  • Should I salary sacrifice?
  • Are there benefits if I contribute for my spouse?
  • Are there benefits in consolidating my super funds?
  • How can I check whether I have any lost super?
  • When should I think about topping up my superannuation?
  • Can I take advantage of the Government's co-contributions?

Your Super Choice 

Many Australians are now free to choose their own superannuation funds instead of automatically becoming members of their employer fund. This is known as super choice, or choice of fund. If you’re wondering what these changes mean for you, then let our financial team help answer the questions that are on your mind.

Many of our clients ask the following questions when visiting our financial professionals. 
  • What is a choice of fund?
  • Am I eligible to choose my super fund? If so, what do I do?
  • What is a 'default' fund?
  • What happens if my employer doesn't make contributions to the fund I choose?
  • What happens if I don't make a choice or make an invalid choice?
  • When will my employer start making payments into my Choice Fund?
  • Can my employer reject my choice of super fund?
  • How often can I switch to another super fund?
Let Us Help

If you’re trying to decide on the best super that will perform for you and your family, let our experts sit down with you and discuss the details of your finances. We’ll assess your assets and your situation to decide the best plan for your needs.
  • Review the performance of your current super fund in relation to your goals.
  • Make recommendations based on your goals and circumstances.
  • Recommend alternative fund providers - superannuation products.
  • Review any insurance opportunities including buying insurance through your superannuation fund.
If you want us to help you get your super sorted, please contact us today. We would be more than happy to help you.
Share by: